Pascal Egloff

IFL Institut für Finance und LawLeiter Kompetenzzentrum Banking und Finance

+41 58 257 13

Pascal Egloff is Head of the Center for Banking and Finance at the Department of Finance and Law. His primary focus lies within the topics of digital/crypto assets and innovative business models in the financial sector. He is co-author of the books titled "Blockchain in der Finanzwelt" and "Blockchain für die Finanzpraxis". Previously, Pascal Egloff was employed at the European Bank for Reconstruction and Development (EBRD) in London as well as at Credit Suisse in Switzerland and London.

Area of Expertise

  • Digital / Crypto Assets and Blockchain
  • Innovations & Business Models in Banking incl. FinTechs
  • Sustainable Finance
  • Development Banking & Impact Finance
  • Corporate Valuation


  • Master of Science in International Management, CEMS (HSG & Aalto University, Finland)
  • Master of Arts in Accounting and Finance, MAccFin (HSG)
  • Financial Risk Manager Certification, FRM (GARP)
  • Bachelor of Science in Business Administration (FHS St.Gallen)
  • Certification of University didactics
  • Coaching training in negotiation and conflict management
  • Certified project manager
  • Technical training in renewable energies

Professional Experience

  • OST - Eastern Switzerland University of Applied Sciences (formerly FHSG): Lecturer of Banking & Finance
  • European Bank for Reconstruction and Development (EBRD), UK: Banking-Team, Power and Energy Utilities (renewable energies)
  • Credit Suisse, CH/UK: Institutional Clients, Product Control Structured Notes, Credit Recovery, Corporate Client Advisory
  • Gemeindeverwaltung Wittenbach (public administration): Commercial clerk

Teaching Experience

  • Digital Banking & Risk Management (English)
  • Blockchain & Crypto Assets (German)
  • Financial Services & Investments (English)
  • FinTech & Open Banking (Seminar)
  • Disruption in the banking sector (Seminar)
  • Banking Negotiation and Conflict Management (Seminar)
  • Blockchain, Crypto Assets, NFT, DeFi (Seminar)
  • Business valuation (Seminar)
  • Speaker and panelist for blockchain topics (at financial intermediaries, SMEs and at various public events)
  • Academic advisor for student consulting projects (Bachelor and Master)
  • Academic thesis supervisor (Bachelor and Master)


  • SFTI-project "Vision of tokenized finance"
  • Research project (Innosuisse) "Self-Assessment ESG Profiling", project partner: UMushroom
  • Research project (Innosuisse) "Automated Risk Management for a DLT-based Ecosystem of Synthetic Assets", project partners: CAT Financial Products, Ubinetic
  • Project "Swiss Digital Asset Market Survey 2022", project partner: Swiss Blockchain Federation
  • Research project "OST4EVU" (interdisciplinary academic project): Identification of new opportunities for utility companies
  • Research project (Innosuisse) "Independent Evaluation Framework for Security Tokens", project partners: fedafin, Drakkensberg, Hypothekarbank Lenzburg, Kaiser Odermatt & Partner, Kore Technologies, PostFinance, VISCHER, Walder Wyss
  • SFTI project "Tokenization of digital assets"
  • Project "Initial blockchain analysis for payment services"
  • Blockchain consulting projects for various companies of the financial industry as well as the energy and utility sector
  • Event "Unternehmer unter sich"
  • Forum Blockchain for Business 2018 and 2019; forum targeted at SMEs (initiator and head of the organising committee)


Swiss Fintech Innovations (SFTI), Digital Assets Switzerland (DAS), Member of the university assembly at OST, Klimacluster OST

Books and Research Monographs

  • EGLOFF, P., TURNES, E. (2023). Blockchain in der Finanzwelt (1 ed.). Zürich: Verlag SKV.
  • EGLOFF, P., TURNES, E. (2019). Blockchain für die Praxis(1 ed.). Zürich: Verlag SKV.

Professional Journals and Newspaper

  • EGLOFF, P., TURNES, E. (2021). Anlagemöglichkeiten in KMU sind gesucht. KMU Magazin(06/2021).
  • EGLOFF, P. (2020). Innovative Finanzierungsmöglichkeiten als Wettbewerbsvorteil für Schweizer Unternehmen. MB-Revue – Das Schweizer Industriemagazin, 2020, pp. 62-64.
  • EGLOFF, P. (2019). Die Zukunft von unternehmensübergreifenden Automatisierungen. MB-Revue – Das Schweizer Industriemagazin(2019), pp. 61-63.
  • EGLOFF, P. (2019). Blockchain - auch für KMU. St. Galler Tagblatt. St.Gallen.
  • EGLOFF, P. (2019). Effiziente Prozesse dank neuer Kooperationen. LEADER Das Unternehmermagazin. St. Gallen.
  • EGLOFF, P. (2019). Effizienzsteigerung durch neue Kooperationen. thema vorarlberg. Feldkirch.
  • EGLOFF, P. (2019). Jenseits von Bitcoin und Co.. Top Magazin Bodensee.
  • EGLOFF, P. (2018). Blockchain als Digitalisierungs-Katalysator für KMU. MB-Revue – Das Schweizer Industriemagazin, pp. 60-61.
  • EGLOFF, P. (2018). Blockchain für KMU – Zeit zu handeln? LEADER Das Unternehmermagazin. St. Gallen.
  • EGLOFF, P. (2018). Blockchain in Unternehmen. substanz (Bildungsmagazin). St. Gallen.
  • EGLOFF, P. (2018). Blockchain-Technologie in Unternehmen. thema vorarlberg. Feldkirch.
  • EGLOFF, P., TURNES, E. (2018). Blockchain für KMU. LEADER Das Unternehmermagazin. St. Gallen.


  • EGLOFF, P. (2022). Krypto Kunst. east#Digital.
  • EGLOFF, P. (2021). Blockchain in Business – Tokenisation of Assets. Digital Executive Forum.
  • EGLOFF, P. (2021). Blockchain – mehr als nur Kryptowährungen. Frauennetz Gossau.
  • EGLOFF, P. (2020). Blockchain für KMU, Potentialanalyse im eigenen Unternehmen. ExpertSuisse, Zürich (22/01/2020).
  • EGLOFF, P. (2020). Blockchain für Schweizer KMU, Praxisbeispiele & Potentialanalyse im eigenen Unternehmen. ExpertSuisse.
  • EGLOFF, P. (2019). Blockchain meets Artificial Intelligence - What happens at the intersection?. Chainwork, Zürich (26/03/2019).
  • EGLOFF, P. (2019). Huber Input: Blockchain für die Praxis Kryptowährungen, Smart Contracts, ICOs und Tokens. Verlag SKV, Zürich (27/08/2019).
  • EGLOFF, P. (2019). Blockchain-Potenziale in Unternehmen erkennen. 19. Thurgauer Technologietag von der IHK Thurgau und dem Amt für Wirtschaft und Arbeit, Wängi (22/03/2019).
  • EGLOFF, P. (2019). Blockchain – Einsatzmöglichkeiten ausserhalb der Finanzwelt. G.I.N. - Geschäftsleitung.Ingenieur.Netzwerk., Speicher (07/09/2019).
  • EGLOFF, P. (2019). Blockchain für KMU, Potentialanalyse im eigenen Unternehmen. ExpertSuisse, Zürich (22/01/2019).
  • EGLOFF, P. (2019). Blockchain für KMU, Potentialanalyse im eigenen Unternehmen. ExpertSuisse, Zürich (04/09/2019).
  • EGLOFF, P. (2019). Distributed Ledger Technology. Blockchain in der Praxis. ExpertSuisse Sektion Ostschweiz, St.Gallen (07/11/2019).
  • EGLOFF, P. (2019). Blockchain for Business. CryptoMountain Rocks, Sion (05/10/2019).
  • EGLOFF, P. (2019). Blockchain: mehr als nur Kryptowährungen. Kiwanis St.Gallen Notker, St.Gallen (08/02/2019).
  • EGLOFF, P. (2018). Blockchain & Kryptowährung im historischen Kontext. Sirius Vermögensverwaltung - "Unternehmer unter sich", Appenzell (13/06/2018).
  • EGLOFF, P. (2018). Blockchain: Das grosse Missverständnis?. Wirtschaftskammer Vorarlberg, Dornbirn (18/06/2018).
  • EGLOFF, P. (2018). Blockchain, mehr als nur Kryptowährungen. Regional Forum 2018, St.Galler Verband der Raiffeisenbanken, Salez (11/09/2018).
  • EGLOFF, P. (2018). Blockchain für KMU, Potentialanalyse im eigenen Unternehmen. ExpertSuisse, Zürich (17/09/2018).
  • EGLOFF, P. (2018). Wetten, dass... Sportwetten und Blockchain. Sport & Blockchain Forum 2018, St.Gallen (30/10/2018).
  • EGLOFF, P. (2016). Should I stay or should I go? – Risk-Return Profiles of Domestic vs. International Energy Investments. University of St.Gallen (HSG), St.Gallen (27/05/2016).